Think a Little Different!

What worked yesterday, does not necessarily work today.

If you are already an investor, you know this to be true. Time and time again I will hear or read of an investor - particularly those that have only been in the business a few years or less - who is having tremendous difficulty adapting to the changes in the market. How what they were doing last year, just isn’t working at all this year ..... and it’s having disasterous effects on their financial lives.

But the real core of the problem isn’t that things have changed so much ..... it’s that the investor hasn’t changed in relation to the market.

When the world changes, those that don’t change and adapt - die a slow financial death. When I hear an investor complain about how the market has changed and how what used to work for them no longer does, I have to ask them, “What have you done to adapt?” Often, they simply don’t know how to adapt.

To succeed long-term in a career as a real estate investor, you have to become creative and learn to adapt yourselves to the changes in the marketplace. You cannot sit still, you have to constantly be seeking to improve yourself, and to build your entrepreneurial muscles. You need to be always thinking of what you can do that’s different, that no one else is doing. I mastered this long ago. I have always gone where others are not going. I’ll share a secret with you. “I hate competiton”, it’s such a waste of time. There is enough challenge with making millions of dollars in real estate investing, much less complicate things with competing with dozens of other investors over each deal that comes along. When I see others going right ..... I go left. I used to do nothing but pre-foreclosures, now, I rarely touch them.

With all of the seminars that come through town promoting the tremendous profits in the pre-foreclosure market, every one is pursuing them now and that segment of the market is over saturated. So I learn where investors are not going and what they are not willing to do, and I go do it.

Albert Einstein once said -

“Imagination is more important than knowledge!”

To succeed - to survive - we have to put on our creative hats and come up with new and unique ideas and strategies on how to make money in this business.

The rules that apply to nature, apply to business - to survive, you have to adapt. To thrive - you have to become a master at adaptation.

Happy Investing!

Todd

Open Call to Investors!!!

All real estate investors have some things they are particularly good at .... for me, it’s my ability to find deals. In fact, over the years I have gotten so proficient at finding deals, that I often have far more deals available than I have the money to fund them. Even with my pool of investors, I still am always on the lookout for more. This is one of those times.

For the first time, I am opening up some of my opportunities to all of you. Currently I have about 16 deals that I am looking for accredited investors on, and I have more deals coming in all the time. These deals are on small properties, but they all have huge profit potential. I am looking for accredited investors of all sizes to get involved in lending on these deals.

If you have an interest in working with me and making money in real estate investing, please contact me for more details. When you contact me please include what you have to work with and what you are looking to get out of it.

Working together, we can all make more money.

Happy Investing!

Todd

Millionaire Coaching Store Now Open!!!

With the increasing popularity of The Millionaire Coaching Podcast, I have been getting more and more request from many of you to put together some more detailed “how-to” recordings to help you get going, and/or to take your success to the next level. Thank you all for your input, I really appreciate the positive feedback.

One request that keeps coming up, is “How exactly did you get started Todd?” Well, it’s a rather long story - too long and detailed for a simple podcast. So I have put together a lengthy Audio CD that goes into detail “exactly” how I got started and built up a fantastic cashflow very quickly. I take you in detail through every step of the way of how I did it - and how you can do it too.

I’ve also added some topics of some of the things I feel are important for a real estate investor to know. One is, how to increase the cash flow on your rentals. This is one of the biggest challenges that those investors who hold income-producing properties face - how to get them to cashflow. During my career I have come up with some rather unique (and easy to do) ways to really pump up your properties income. Up to 50% or more money in your pocket. These are simple, effective techniques that should work anywhere. I have yet to hear of anyone else, or any book or seminar teaching these techniques.

Another topic I cover, is how you really can make money in real estate, without any money, without good credit, without having to take out a loan, and even without having to actually own any property. I know it sounds crazy, but it’s absolutely possible and pretty easy to do. And there’s more than one way to do it too. This is the ideal scenario for the investor who’s just getting started in real estate investing, and doesn’t have much to work with in the way of money or other resources, and is a little apprehensive about going into debt just to make money in this business.

One virtually “priceless” program I put together, is “Millions at Your Fingertips”. In this CD I reveal inside secrets to build a database of Private Investors. The number one key to building phenomenal wealth, is in being able to fund your real estate deals. I reveal how I have build a database of over 800+ Private Investors with Millions of Dollars just a phone call away (even with that, I am still looking for new investors all the time). This is a valuable CD that literally every investor should have. If you can’t find the money to do your deals, how will you ever build incredible wealth?

Do you have a clear idea of where you are heading, and how you will get there? Most entrepreneurs don’t. Yet effective planning and goal-setting are essential to your success. I have put together an advanced planning and goal-setting program in “Roadmap to Success”, that’s goes far beyond what you will find anywhere else, and makes achieving success much easier than you ever dreamed possible.

Those who listen to my podcast know that I provide sound advice and I don’t pull any punches. I tell it exactly how it is, so you know that these CD’s are packed full of real world, down to earth information in an easy to understand, step-by-step format. I’ve also kept the investment in these CD’s to a minimum. I want to keep it affordable for all who want to get this valuable information.

It’s always gratifying to hear how I have helped someone or inspired them. Please keep letting me know how the podcast are helping you, and what I can do to further help you more. Also be sure to keep an eye on the Store for more great information coming your way in the near future.

Happy Investing!

Todd

Fast Becoming a Popular Podcast!!!

While I am still quite a newbie to this whole area of Podcasting, the past couple of months I have learned a lot and am really enjoying it.

To make things even better, I have learned recently that I already have over 1,000 subscribers to my podcast, and it’s becoming quite poplular on many of the iTunes sites around the world under the topic of Podcasts>Business>Investing, and is on the “Featured Podcast” list. In the world of Podcasting on iTunes, the Featured Podcast list is kind of like having a hit record (but without the millions of dollars that come with it).

In the USA, I am ranked #38 on the featured podcast list under Business: Investing.

In the United Kingdom, I am ranked the #2 most popular podcast (right behind Robert Kiyosaki - Rich Dad, Poor Dad).

In Ireland I am the #7 most poplular podcast.

In Australia I am ranked the #8 most popular podcast.

I would like to extend a very special “Thank You” to all those countries for listening. It really is quite an honor to have your work appreciated. I love teaching, and having a popular growing podcast is my reward.

Thanks again!

Happy Investing!

Todd

Podcasting into the New Year!!!

Thanks to those of you who have been inquiring about the podcast, and thank you for all the great feedback. Yes, there are more episodes coming. I hope you all will forgive the delay. It has been a very busy past few months with the Holidays and everything that has been going on. I do have more episodes recorded, just doing some final editing to them.

Thanks to all of you who listen to my podcast, it has made it onto the Apple iTunes Featured Podcast list under the category of Business: Investing. With over a 1,000+ subscribers already, all of you helped put me there. If you don’t know, it is quite an honor to make it onto that list. So thank you!

I’m looking forward to the new year, and bringing you many more podcast to come. Please submit any questions you have to me, and I will do my best to address them at some point in a future podcast.

Happy Investing!

Todd

Are you ready for the New Year?

So here we are, another New Year is upon us. A time for most people to make New Year’s Resolutions. Resolutions that few will actually keep. They’ll stick to the diet for a few weeks at best, hit the gym for even less time, and many will actually give up smoking (for the 10th time).

Besides the resolutions listed above, another very popular resolution is to stop being a slave for a paycheck, and to get a better job, or somehow make more money. Most people decide they “want” to make more money, but very few actually devise a plan or even a means by which to accomplish this. Yet, while they are basically clueless as to how they plan to make more money, they will constantly pick up the newspaper and see an article having to do with the real estate market. They will turn on the TV and here on the news how the market is either going up, or going down. Everyday they will drive by countless homes for sale, never realizing that some of those are owned by small investors, who are getting ready to make tens of thousands of dollars on that one purchase, while they drive off to work to earn a paycheck.

Let this be the year you stop letting a better life slip you by. This year, is the year to stop letting success slip through your hands. Commit to reading a book, attending a seminar, getting that real estate or other money making program you saw on TV, and not just half heartedly read through it. Really commit to learning it, and most importantly - Put it into Action!

Most people are inspired to change their lives either through inspiration or desperation. What’s driving you?

Happy Investing!

Todd

Ho Ho Hummmm???

It’s December, a time for Holiday cheer, good will towards men, eggnog, and presents. But if you’re a real estate investor, it can also be the slowest and most boring time of the year for your business.

Often I may get a couple good weeks out of the beginning of December to wrap up some things, but after the middle of the month, you may as well forget it until the first of the new year. After the 15th or 20th, many of your sellers, and investors don’t want to do anything except get ready for the Holidays. When it comes to Attorney’s and Title Companies? You might as well forget them too. Most will be taking off for the entire Holidays, often being out until the beginning week in January. So the Holiday season can pretty much bring your real estate investing business to a complete stand still.

After the first of the year, things tend to really kick into gear. Everyone is back from the Holiday vacations, rested and re-energized. Many people’s New Year’s Resolution is to make more money, so investors are anxious to get back into things and get their money working for them.

So if you are already an investor, or looking to get into things, keep in mind that December can be one of your slowest months of the year, but come January, get ready to rock and roll back into things, and start creating another fortune for the New Year.

Happy Investing!

Todd

First Podcast up and running!

Well, after a lot of learning on my part, the first in the series of “The Millionaire Coaching Podcast” is up and running on iTunes. It was a long time coming, as when I started this I knew absolutely nothing about podcasting. I picked up countless books, talked to many people at length, attended workshops, researched and selected the right equipment. It was a lot of learning in a short period of time. Finally, here we are.

Now, granted, it is not perfect - especially since I can be such a perfectionist sometimes ;-) So I hope you will all bear with me as I learn and get better with this new media.

In the upcoming episodes in this series, I will be sharing tips and ideas to help the beginning investor get started, as well as information that will greatly benefit those that are already in this business to take their careers to the next level. I do hope you find it useful, and please feel free to provide feedback about things you would like to know, and see addressed in upcoming episodes.

Here’s to a long journey.

Happy Investing!

Todd

Where do you find Money Investors?

That is the question most often asked me by new real estate investors - where do you find the money?

One of the most challenging aspects of being a real estate investor, is finding the money to fund your deals. But finding the money people is not as difficult as you might think.

Many people get into real estate investing, and they have the image of a money investor being some highly educated, fancy schmancy, suit wearing dictator that is put on this earth solely for the purpose of making you feel lower than dirt, and destroying your dreams of becoming a real estate investor by laughing at you as they are rejecting you for a loan. But you don’t have to look to formal lenders in order to find the money for your deals. In fact, most money investors, are where you would least expect to find them. Like for me, today!

I had this new guy come to my house to do some “handyman” type repairs. Well, he’s here, doing a great job, and I tell him that I buy and fix up houses and may want to have him do some work for me in the future. He said “great!”, and then proceeded to tell me that what he really wants to do, is what I do, and buy a house and fix it up. He says, “I could make more on one house than I do at this job.” Now, I am not saying much (you learn more by shutting up and just listening sometimes), and he then says, “Yeah, I want to do a house this year yet - I just got approved for a $100,000 equity line of credit on my house, and want to use the money to fix something up. But I am so busy, I don’t have much time to work on anything.”

Are you thinking what I’m thinking?????

To make a long story short, I always have a need for more investor capital, so we are going to be doing some deals together and splitting the profits. Cha-ching!!!

Now here was this guy, just came to my house to do some work ... typical handyman type, dirty from working, rough callused hands ... and the guy has a hundred grand investment capital to work with. Who’d a thunk it?

I start the day just needing some work done around the house, and I end it with picking up another $100,000 investor. Not bad for a day’s work.

Just goes to show, you can never tell where your money people are going to turn up from. Most, are just average every day people wanting to make more money. That’s why you need to talk it up, and tell everyone you know that you are a real estate investor when you get started in this business.

Happy Investing!

Todd

Changes in the U.S. Real Estate Market.

Last year in the U.S. Real Estate Market, it was all about rising prices in a booming market. Fortunes were made, and many thought the party would never end.

Now, of course, everyone is singing a different tune. With the bottom of the real estate market falling out, people are running for cover, getting out of investments in real estate, and some are praying their houses will sell. All you hear about in the media is how bad the real estate market is.

Mistakenly, many people take that as a sign to stay out of the market, but nothing could be farther from the truth. You have to understand, when you hear in the media that the real estate market is “bad”, what that means is, that if you are a homeowner and you want to sell your house and get top dollar for it, then the market is “bad”! What many people don’t realize, is that when the market is bad, that means that typical houses in a typical market are difficult to sell and it becomes a “buyer’s market”.

So, we, as investors, are “buyer’s”. Therefore, this is “our” market. Anytime the market is “bad” according to the media, then it is “good” for us. It’s not that homes will not sell in a bad market, it’s that they won’t sell to the regular pool of buyers for top dollar. This is the market where we can go out and pick up deals at a very reduced price, sometimes simply for loan value owed, just to relieve the seller of the debt. And since we are buying so much below value, we can sell the house below value and still sell it quickly and make a nice profit.

It’s like in the stock market, buy low, sell high. What better time to buy low, than in a “bad” market. Now is the time to get into real estate investing, not when prices are sky high and houses are selling quickly for top dollar.

There are more millionaires made during the so-called “bad times” in real estate investing, then in all the good times combined.

Happy Investing!

Todd

Closings! Closings! Closings!

They say real estate investing is all about Location! Location! Location!, but the bottom line is, and what gets you paid, is, Closings! Closing! Closings!

I had another closing last week, on a small house with a nice profit. Even with the market in Arizona having slowed to a snails crawl, I still take care of business. I’m not limited to just my city, I work in other states as well. That is where my closing last week came from.

Deals aren’t just in your own backyard. Diversify! Think different!

Happy Investing!

Todd

Introduction: "Blogs?"

Blogs? Ok, what’s this all about?

Alright, I’m new to blogging and learning what I can about it. So please bear with me as I learn to implement this new format. When I first heard about blogging, I thought, “huh? put a journal online for all to read? Why would anyone be interested in that?” Especially to me, since I’m a fairly private person. But the more I looked into it, the more I saw the popularity of it, and the more I came to like it. In my case, I can remember when I started out as a real estate investor, I was always interested in what the life of an investor was like. What did these people do day after day, how did they live, etc. Unfortunately, “back in the day” (1990), the internet was still in it’s infancy, and blogging and podcasting and the likes were not around as yet.

We’ve come a long way since then. We now have all this wonderful information and technology available via the internet. So ...... here I am!

I do hope you find these blogs, podcast, and information in this site useful. Again, please bear with me as I get used to this new format, and understand that I have a very busy schedule, so I will do my best to put up the blogs and podcast every week or so, as I am able to get to them.

I’m not here to please everyone, and make no attempts to. What I write about, and what I do is real, it’s my life. If you find it useful, and it helps you in some way to learn more, and move closer to your goals, then I am pleased and would love to hear how it has helped you. If you don’t like what I have here and how I live my life, then there is that little browser bar at the top of your screen ...... use it! ☺

Thanks for stopping by.

Enjoy!!!

Happy Investing!

Todd