So Many Opportunities . . .

That’s me, in Shibuya crossing in Tokyo, Japan, the busiest pedestrian crossing in the World. I’ve heard reports that more than a Million people per day cross at this intersection. It was featured in the movies “Lost in Translation”, and “Fast and the Furious: Tokyo Drift”.

Shibuya is known as one of the fashion districts for many Japanese youth, and has an active night life. Shibuya, presents many opportunities and a multitude of choices.

You have many opportunities and choices in your life as well. You make choices every day on what you wear, what you eat, where you go, what work you do ..... and what kind of income we have.

What??? We make a choice on what kind of income we have? Are you crazy? Well, perhaps, but if I’m crazy for doing what I do and making the kind of income that I make, then I don’t want to become sane. LOL!!!

We all have so many choices that we don’t realize. Opporunities exist that are available to virtually everyone that can make us more money. What stops us, is the lack of belief that it’s possible. Many people believe “it takes money to make money”, “you have to be smart to succeed”, “you have to be ‘lucky’ to succeed and make money”. All of which is totally false.

If you want something bad enough, then you will find a way to make it possible. I have seen so many people who had nothing and no money, succeed beyond their wildest dreams - because they wanted it, and didn’t let anything stop them.

So what’s stopping you?

Happy Investing!

Todd

"Multi" Dimensional Thinking

In real estate investing, as in many areas of life, to truly succeed, you need to learn to think on many different levels. This means, that as you learn and grow, you must expand your thinking, and your investing.

Anytime you start some new endeavor, you need to focus on one particular area, and excell at it. From there, you grow and expand into other areas. However, many investors forget to expand. They stay locked into what they know, and excel at it tremendously ... yet, staying with what you know, is not growth. To grow, you much go beyond that which you know, and in real estate investing, that means expanding into other areas of investing.

As you develop your investing muscles, you should stay mainly in what you do best, but expand your wings into other areas. As most people start out with single-family homes, from there, over time, you should also look into doing multi-unit properties.

Single-family homes are great for building cash, growth through appreciation, and easy liquidity. Multi-units can be great for cash flow. The secret to surviving long term as an investor, is to implement both into your investing regimen. Single family homes for building up cash, and multi-units for creating cash flow.

Happy Investing!

Todd

Fall Break

Ahhhh, fall is here. Yes, even in Arizona. Believe it or not we do have seasons .... well, sort of. Phoenix cools down at night and the days, are just .... well .... Heaven!!! Just right.

Northern Arizona has more prominent season, and I bet you didn’t know .... we actually get snow. Shocking, I know. The Grand Canyon will get several inches of snow, and in Flagstaff, they will get several feet of snow, and there is a ski resort there in the mountains. Northern Arizona looks a lot like Colorado. Not at all what you would think of Arizona being like.

That’s one of the things I love about Arizona, the diversity. You can go swimming in Phoenix, then drive 2 hours North and go snow skiing. Amazing.

Fall is a time of change, a time of the coming renewal. Many Holidays are coming up, then the New Year, then the spring when everything is fresh and new.

If you are fortunate enough to be in an area when you can see the seasonal changing of the leaves of the trees, as you enjoy this beauty, also take into account what changes and renewals you can be making in your own life. What have you been putting off that you know you need to do? What changes would dramatically improve your life? What will you be doing in the coming weeks and months to make them happen?

Make those changes now, and enjoy a different level of living. If you want your life to be outstanding, then you must become outstanding. It all starts with that first step.

Happy Investing!

Todd

Are You a Player, or a Spectator?

Yup! That’s me, hitting one off (What? You think I work all the time?, LOL!).

I do take time to stop and enjoy life a bit, what’s the point in succeeding if you don’t enjoy the fruits of your labor?

Much has been happening the past year in the real estate and lending markets. Foreclosures are at record highs ... banks and big lenders and going bankrupt ... yet, did you know that during all this many people are sitting out, while many others are making a fortune?

I often see so many people who don’t like to get into something when things are bad. They think the time to get into something, is when it’s good. This is the thinking of the poor. The Wealth think (and know), that the opposite is true. When prices are at a low, that’s the time to get into it. Of course, the reason prices are low, is because things are bad. But that’s when fortunes are made. Prices (especially in real estate), inevitably go up. It’s the market cycle.

Now is one of - if not the - best time to get into real estate investing. Incredible fortunes will be made.

The reason most people don’t get into real estate when the market is bad can be summed up in one word .... fear. They fear losing money, they fear making a mistake. Fear, however, will keep you poor. Now, I’m not saying be fearless, and many people associate that with being bold and taking risk. You can take well-planned out and calculated risk, and become wealthy.

Learn from those that have been there, read their books, join clubs, seek out those that can assist you in creating your own wealth. The most important thing is, DO SOMETHING!!!!!! Take actions towards what you want. It’s the players who enjoy the thrill and spoils of the game, not the spectators.

Start being a player, not a spectator.

Happy Investing!

Todd

Bits and Pieces ...

I tell you, this has been quite a summer. Despite all the craziness in the real estate and lending market, things have been going pretty good. Here’s an overview of some of the happenings.

- MySpace page went up, been getting a good list of friends started, and met some interesting people. Making some good business contacts as well. If you are on MySpace, drop me a note and request to be added as one of my friends.

- The Millionaire Coaching Newsletter, is underway. Although an issue has not yet gone out, it is in process. I am putting together some contributing editors to give you a variety of information. Tips and strategies to further your investing career. Go to the main page http://www.MillionaireCoaching.com and register for this free newsletter.

- FlipIt.com, asked me to come on board to do some articles and do a Q & A section (see previous blog).

- New Coaching Clients, several new clients came on-board under a new partnership program I am developing. This new program allows me to get even more involved with my clients, and help them to achieve even greater levels of success in a much shorter time period. In just the past few months, they are showing very good results. Stay tuned for more updates on this and their progress.

I’ve got many things going on, much of which I cannot discuss here ... yet! Some “secret” projects that are going to be very good for everyone.

Stay tuned for more.

Happy Investing!

Todd


P.S. The pic above is our corporate mascot, security bear, and master web designer - BabyLove!

FlipIt.com

Recently I was asked to come on board with FlipIt.com, a real estate classifieds listings site. I was approached to start a real estate articles section, as well as launch a Question & Answer section for visitors to write in with their questions. In addition to all this, they have also requested that I start up a Live Event Investor Training program.

The owner of FlipIt.com approached me because they are getting many questions from visitors and members of their site, who want to know more about investing. They also have been receiving many request for FlipIt.com to teach them how to invest in the many great properties that are on their site. So to fulfill this need, they have asked me to come in to fill the void.

I am very honored to be asked to contribute to this site. I’m picky about who I work with, and after checking out FlipIt.com and meeting with the owner, I am very pleased to become a part of what they are doing. I look forward to bringing them some great articles on real estate investing and making money, and to be able to answer visitors questions right there on the site. I am also very excited to getting back into presenting seminars and teaching others how to make money in this exciting and highly profitable business.

I hope you will join me in this new venture, and support FlipIt.com by visiting their site and contributing with your questions. Also, if you would like FlipIt.com to bring me to your city for a live training, write them and let them know.

This is going to be an exciting collaboration, and I look forward to you joining me there.

Happy Investing!

Todd

REWARD: $1,000 Wanted Dead or Alive!

Preferably Wanted Alive!

I currently have some openings available in my Gold Level Coaching Program. I know there are some of you out there who want to do my coaching, but simply can’t afford it at this time. So what I am doing, is giving you an opportunity to make some money.

If you know of someone who may be interested in my programs, simply refer them to my website, I’ll discuss all the details with them, and when they sign up and pay for the program, I will send you a check for $1,000. It’s that simple.

Want to make even more money? Promote my coaching on your website or on message boards, and get others to sign up. I will pay you $1,000 for every person who qualifies and signs up (make sure that you refer them to get credit).

But hurry, I only have a few slots open, and they will fill up fast!

Happy Investing!

Todd

What's up with all the Negativity?

Wow!

What is up with people lately? Seems everywhere I turn I am reading something negative about real estate investing, or someone slamming on some topic. Now, it’s not directed at me, but I just can’t believe the negativity of some people.

I was recently on a popular search engines message boards, and I occasionally go on there to answer questions relating to real estate, home buying, investing, etc. Well, there were some threads started that were slamming real estate seminars and how they are all rip offs, etc. Seems this person paid a lot to attend a weekend real estate investing training, and now, 30 days later, he’s not rich and is making a point of going around slamming the seminar guru. So I post telling how I had been very successful investing in real estate and that they need to give it more time, and asked what the challenges were that they were having. Well my gosh, suddenly about a dozen people started posting attacking me, saying I was wrong (imagine that, telling me that my personal experiences were not real, hummm), and then accusing me of being an employee of the guru and that I was on there just planting false stories of success on the internet, etc. Just on and on.

It was really sad, they simply would not accept that success could be real and that ordinary people could make money. They were totally convinced that any ways of making money were all scams and ripoffs and nothing anyone said was going to change their minds.

Then I was reading on another board, where someone was asking how they could get started investing in real estate and how no money down worked, etc. Well, someone jumps on, saying how they were this “professional investor” and had been doing it for 20 years, and that all the stories of buying property with no money down and creative financing was not true, and that the strategies in books and courses might have worked years ago, but not today. It was so negative, and this person was supposed to be a real estate investor.

I just couldn’t believe how they could be so negative and closed minded. How could someone who is an investor, not know how to do creative techniques or no money down? Are they from the same planet? It’s crazy, they were discouraging others based on their limited knowledge and negative limitations. I have been doing creative financing and no money down for years, I have the documents to prove it. Yet, they were there saying that people like me don’t exist, and that all I do and live is false???

Unbelieveable!

Don’t let others tell you that you can’t do something. No money down, creative financing, getting great deals, it’s all real ... it’s takes work, and every strategy or technique, doesn’t work on every deal, all the time, but you will find plenty of the right deals to match your buying strategy if you stick with it and persist.

Never give up, and always follow your dreams.

Happy Investing!

Todd

The Future's so Bright, I Gotta Wear Shades!

I’m not one to just sit around, I am always creating and coming up with new things. I have a million ideas running around in my head, and I’m amazed sometimes that I find the time to pursue most of them.

Lately, the ideas have just been flowing, and in a big way. Currently I am putting together something rather big, actually, it’s huge! One of those “set the world on fire” kind of ideas. I can’t elaborate too much on it right now, but let me just say it’s going to be phenomenal. Something that no one in this industry has done before. I’m talking about a new business I am setting up, that will be generating in the tens of millions of dollars per year in about 5 years time (and is going to make a lot of new millionaires - and “no”, it’s not anything to do with MLM or anything like that).

I told you it was phenomenal. It’s one of those “Ah ha” kind of ideas that hit me, and feels so natural and congruent. I am really looking forward to it. It’s going to take a lot of work, and bringing on new staff, but it’s going to be a blast and highly profitable.

I’m also going to be taking on some investor partners who will share a small ownership in the new company, so if you - or anyone you know - has an interest in it, let me know.

Yes, the future’s so bright - I have to wear shades (and 90 sun block, lol).

Happy Investing!

Todd

Happy Birthday to Me!!

Yup! That’s me, on my 1st birthday (I’ve always been a happy guy). Well, it’s that time of year again. I’ve got a birthday coming up next week (no, I’m not saying exactly what day, or how old - young - I am going to be).

Once you hit a certain age - uh hummm - birthday’s kind of become just another day. Oh, don’t get me wrong, I still enjoy celebrating them, seeing friends, having a great dinner, and yes, even a cake (hey, I’m not that old, I still like cake on my birthday).

To be honest, it’s seems the “older” I get chronologically, the younger I feel. I’m enjoying life more, and I think with age comes wisdom, and more memories to reflect on that make the current new moments that much more special.

They say that age is all in your head - and I believe they’re right. You are only as old as you feel, or more importantly, “think” you feel. For me, I think I’ll feel great. That’s my choice.

Happy Investing!

Todd

Are your Dreams stopping you from Achieving your Goals?

Are your dreams stopping you from achieving your goals? What? Are you crazy? Hold on, let me explain. There is a big difference between dreams and goals that most people don’t realize.

Dreams, are abstract wishes, something we want, something we “dream” of having. But they lack a plan. All they are is a thought, something in our mind that we think of, that seems off in the distant future somewhere. As time goes on, a dream just remains off in that distant future, and never seems to get any closer. We dream of something that we “hope” will happen in a few years. But a few years go by, and that dream is still a few years off in the future. As each year passes, that dream always remains off in the distant future, and it keeps at the same distance as we move along through time.

In order to bring those dreams closer and make them a reality, we need to have a plan for achieving them.

Dreams will never materialize without a definite plan of action to bring us closer to that dream happening. By making a plan, we set a course of action to take one step at a time towards making our dream a reality, set deadlines to shoot for in accomplishing each step. When we do this, we have set a goal. By setting down a course of action, and devising a definite set of steps to achieving it, and by having a means for it’s accomplishment, we have turned that simple dream, into a defined goal.

A goal, is a dream with a plan for accomplishing it.

It’s great to chase a dream ... but chasing it is all we are doing until we turn it into a goal.

“Dreams, are but a fantasy upon the winds of time; creating a goal brings it into reality.”

Happy Investing!

Todd

This IS a people business!

Often when I ask people, “Do you know what kind of business you’re ‘really’ in?” The response I get is, “Real estate investing!” To, which I reply,

“No, you are in the people business.”

Time and time again I have tried to express to people, “This business is not so much about real estate, as it is about dealing with people.” Real estate doesn’t care who owns it or how much money you make from it. The one thing standing between you, and making an absolute fortune in this business – is people. They are the ones who will agree to make deals, sell you a property in a certain way, and approve or disapprove of funding.

Oh great! Now do we sit around and gripe and complain about how unfair people are and how they are standing in the way of our pursuit of our dreams, or do we learn how to better work with these people and lower the resistance we encounter? I prefer to opt for the latter.

Those of you who know me, know that I have a passion for studying success, more specifically, why some succeed while others fall short of their goals (or don’t begin at all). One of the most important things I have learned, is that much of success in real estate investing - or any other entrepreneurial venture – has to do largely with one’s ability to be able to get along with and handle people. The better you become at being able to get along with people, make them feel comfortable with you, and listen to them and be able to provide solutions to their problem. The better you will be at getting closer to making money in this business.

When I started in this business at the ripe old age of 26 back in 1990, I didn’t know the first thing about business, sales, or even talking with people (was actually pretty shy about speaking to people in general). But I realized that if I didn’t learn some things, I wouldn’t go too far. So I started learning the basics of sales and business. I also started reading some things on motivation and personal development. I was actually resistant to it at first. Like most people I thought, “Yeah, yeah, all that personal development stuff is fine, just teach me how to make money and I’ll learn all that later when I’m rich.” But I soon found out just how wrong that type of thinking was. Whether you learn it on purpose, by accident, or already possess it … to succeed as an entrepreneur you need to know at least the basics of sales, self-motivation, goal-setting, and communication skills. Some of the diehards like to argue that they never learned any of these things and that they are not necessary to success. But upon examination, those very people do indeed possess some of these skills, they just aren’t consciously aware of it.

So, if you are not good with people and don’t know business or sales, and are scared to death to talk to people ….. are you S.O.L. at succeeding in this business? NO! Of course not. People skills, sales, and basic business are all teachable skills. Success IS NOT simply a matter of “you either have it, or you don’t.” You can learn it. Everyone is at different stages, and some need to learn more than others to bring them up to speed.

Keep in mind, that these things are in addition to your real estate knowledge. You must know and understand your particular area of real estate you are focusing on. These “other” skills you acquire will enhance what you do as an investor. Anyone can learn “about” real estate investing, the mechanics. But to excel, one must learn how to use the information. How to put it into “action”, and present it.

If you find yourself being like most people, and are nervous about talking or presenting to people, one of the best skills you can acquire is your speaking and presentation skills. Join a local ToastMasters Club, they are a national network of local clubs to learn speaking and presentation skills.

Overcome your fear of talking to people – afterall, this IS a people business.

Happy Investing!

Todd

Mind, Body, Money!!!

One thing that I have found essential to being a successful entrepreneur, has been physical health.

Now, that is not to say that you can’t be successful if you are not healty (just look at all the out of shape Millionaires & Billionaires), but as I embarked on my entrepreneurial career many years ago and became increasingly busier, I found a direct correlation between my physical health, and my ability to effectively get the job done and stay on top of things. Think about it. If you have a long list of things to do, having good physical stamina makes it much easier to get things done. Surprisingly enough, as you increase your physical conditioning, your mental conditioning increases as well, allowing you to deal more effectively with stress, and having a shaper mind.

Now, I’m not going to lecture you on health and exercise, you’re free to do as you choose. I’m just sharing my experiences. I would encourage you to do a little experiment of your own however. Just try it for 30 days. Take up a modest exercise routine of walking, hiking, or jogging. Don’t over do it, just start conditioning your heart and lungs to get in better shape. Do this 3-4 times a week for the next 30 days, and see if you don’t feel better, and have more energy, and a better outlook on things.

It just may surprise you.

Happy Investing!

Todd

Hoorah for Spring!!!

It’s Spring time! Yahhhhhhh!!!!!

I love spring. Even though I live in Arizona, our winters still get cool at night, and sometimes cool during the days. When Spring comes, you can still tell the difference. Flowers and plants begin to bloom (yes, we do have flowers, plants and trees), and you can notice a change in the air. Things begin to warm up a little, but with out low humidity, it’s perfect. Spring has such an energizing effect on me.

The coming of Spring also brings about a change in the market. It seems that Spring has the same energizing effect on most everyone, and it’s a time when people feel like getting out and getting some things done. Business picks up tremendously as everyone seems to be emerging from their mental Winter hibernation, and are just now waking up to their desire to make money.

At least for me, Springtime is when business really starts to pick up. So “HELLO” to Springtime!

Bring it On!!!

Happy Investing!

Todd

Think a Little Different!

What worked yesterday, does not necessarily work today.

If you are already an investor, you know this to be true. Time and time again I will hear or read of an investor - particularly those that have only been in the business a few years or less - who is having tremendous difficulty adapting to the changes in the market. How what they were doing last year, just isn’t working at all this year ..... and it’s having disasterous effects on their financial lives.

But the real core of the problem isn’t that things have changed so much ..... it’s that the investor hasn’t changed in relation to the market.

When the world changes, those that don’t change and adapt - die a slow financial death. When I hear an investor complain about how the market has changed and how what used to work for them no longer does, I have to ask them, “What have you done to adapt?” Often, they simply don’t know how to adapt.

To succeed long-term in a career as a real estate investor, you have to become creative and learn to adapt yourselves to the changes in the marketplace. You cannot sit still, you have to constantly be seeking to improve yourself, and to build your entrepreneurial muscles. You need to be always thinking of what you can do that’s different, that no one else is doing. I mastered this long ago. I have always gone where others are not going. I’ll share a secret with you. “I hate competiton”, it’s such a waste of time. There is enough challenge with making millions of dollars in real estate investing, much less complicate things with competing with dozens of other investors over each deal that comes along. When I see others going right ..... I go left. I used to do nothing but pre-foreclosures, now, I rarely touch them.

With all of the seminars that come through town promoting the tremendous profits in the pre-foreclosure market, every one is pursuing them now and that segment of the market is over saturated. So I learn where investors are not going and what they are not willing to do, and I go do it.

Albert Einstein once said -

“Imagination is more important than knowledge!”

To succeed - to survive - we have to put on our creative hats and come up with new and unique ideas and strategies on how to make money in this business.

The rules that apply to nature, apply to business - to survive, you have to adapt. To thrive - you have to become a master at adaptation.

Happy Investing!

Todd

Open Call to Investors!!!

All real estate investors have some things they are particularly good at .... for me, it’s my ability to find deals. In fact, over the years I have gotten so proficient at finding deals, that I often have far more deals available than I have the money to fund them. Even with my pool of investors, I still am always on the lookout for more. This is one of those times.

For the first time, I am opening up some of my opportunities to all of you. Currently I have about 16 deals that I am looking for accredited investors on, and I have more deals coming in all the time. These deals are on small properties, but they all have huge profit potential. I am looking for accredited investors of all sizes to get involved in lending on these deals.

If you have an interest in working with me and making money in real estate investing, please contact me for more details. When you contact me please include what you have to work with and what you are looking to get out of it.

Working together, we can all make more money.

Happy Investing!

Todd

Millionaire Coaching Store Now Open!!!

With the increasing popularity of The Millionaire Coaching Podcast, I have been getting more and more request from many of you to put together some more detailed “how-to” recordings to help you get going, and/or to take your success to the next level. Thank you all for your input, I really appreciate the positive feedback.

One request that keeps coming up, is “How exactly did you get started Todd?” Well, it’s a rather long story - too long and detailed for a simple podcast. So I have put together a lengthy Audio CD that goes into detail “exactly” how I got started and built up a fantastic cashflow very quickly. I take you in detail through every step of the way of how I did it - and how you can do it too.

I’ve also added some topics of some of the things I feel are important for a real estate investor to know. One is, how to increase the cash flow on your rentals. This is one of the biggest challenges that those investors who hold income-producing properties face - how to get them to cashflow. During my career I have come up with some rather unique (and easy to do) ways to really pump up your properties income. Up to 50% or more money in your pocket. These are simple, effective techniques that should work anywhere. I have yet to hear of anyone else, or any book or seminar teaching these techniques.

Another topic I cover, is how you really can make money in real estate, without any money, without good credit, without having to take out a loan, and even without having to actually own any property. I know it sounds crazy, but it’s absolutely possible and pretty easy to do. And there’s more than one way to do it too. This is the ideal scenario for the investor who’s just getting started in real estate investing, and doesn’t have much to work with in the way of money or other resources, and is a little apprehensive about going into debt just to make money in this business.

One virtually “priceless” program I put together, is “Millions at Your Fingertips”. In this CD I reveal inside secrets to build a database of Private Investors. The number one key to building phenomenal wealth, is in being able to fund your real estate deals. I reveal how I have build a database of over 800+ Private Investors with Millions of Dollars just a phone call away (even with that, I am still looking for new investors all the time). This is a valuable CD that literally every investor should have. If you can’t find the money to do your deals, how will you ever build incredible wealth?

Do you have a clear idea of where you are heading, and how you will get there? Most entrepreneurs don’t. Yet effective planning and goal-setting are essential to your success. I have put together an advanced planning and goal-setting program in “Roadmap to Success”, that’s goes far beyond what you will find anywhere else, and makes achieving success much easier than you ever dreamed possible.

Those who listen to my podcast know that I provide sound advice and I don’t pull any punches. I tell it exactly how it is, so you know that these CD’s are packed full of real world, down to earth information in an easy to understand, step-by-step format. I’ve also kept the investment in these CD’s to a minimum. I want to keep it affordable for all who want to get this valuable information.

It’s always gratifying to hear how I have helped someone or inspired them. Please keep letting me know how the podcast are helping you, and what I can do to further help you more. Also be sure to keep an eye on the Store for more great information coming your way in the near future.

Happy Investing!

Todd

Fast Becoming a Popular Podcast!!!

While I am still quite a newbie to this whole area of Podcasting, the past couple of months I have learned a lot and am really enjoying it.

To make things even better, I have learned recently that I already have over 1,000 subscribers to my podcast, and it’s becoming quite poplular on many of the iTunes sites around the world under the topic of Podcasts>Business>Investing, and is on the “Featured Podcast” list. In the world of Podcasting on iTunes, the Featured Podcast list is kind of like having a hit record (but without the millions of dollars that come with it).

In the USA, I am ranked #38 on the featured podcast list under Business: Investing.

In the United Kingdom, I am ranked the #2 most popular podcast (right behind Robert Kiyosaki - Rich Dad, Poor Dad).

In Ireland I am the #7 most poplular podcast.

In Australia I am ranked the #8 most popular podcast.

I would like to extend a very special “Thank You” to all those countries for listening. It really is quite an honor to have your work appreciated. I love teaching, and having a popular growing podcast is my reward.

Thanks again!

Happy Investing!

Todd

Podcasting into the New Year!!!

Thanks to those of you who have been inquiring about the podcast, and thank you for all the great feedback. Yes, there are more episodes coming. I hope you all will forgive the delay. It has been a very busy past few months with the Holidays and everything that has been going on. I do have more episodes recorded, just doing some final editing to them.

Thanks to all of you who listen to my podcast, it has made it onto the Apple iTunes Featured Podcast list under the category of Business: Investing. With over a 1,000+ subscribers already, all of you helped put me there. If you don’t know, it is quite an honor to make it onto that list. So thank you!

I’m looking forward to the new year, and bringing you many more podcast to come. Please submit any questions you have to me, and I will do my best to address them at some point in a future podcast.

Happy Investing!

Todd

Are you ready for the New Year?

So here we are, another New Year is upon us. A time for most people to make New Year’s Resolutions. Resolutions that few will actually keep. They’ll stick to the diet for a few weeks at best, hit the gym for even less time, and many will actually give up smoking (for the 10th time).

Besides the resolutions listed above, another very popular resolution is to stop being a slave for a paycheck, and to get a better job, or somehow make more money. Most people decide they “want” to make more money, but very few actually devise a plan or even a means by which to accomplish this. Yet, while they are basically clueless as to how they plan to make more money, they will constantly pick up the newspaper and see an article having to do with the real estate market. They will turn on the TV and here on the news how the market is either going up, or going down. Everyday they will drive by countless homes for sale, never realizing that some of those are owned by small investors, who are getting ready to make tens of thousands of dollars on that one purchase, while they drive off to work to earn a paycheck.

Let this be the year you stop letting a better life slip you by. This year, is the year to stop letting success slip through your hands. Commit to reading a book, attending a seminar, getting that real estate or other money making program you saw on TV, and not just half heartedly read through it. Really commit to learning it, and most importantly - Put it into Action!

Most people are inspired to change their lives either through inspiration or desperation. What’s driving you?

Happy Investing!

Todd

Ho Ho Hummmm???

It’s December, a time for Holiday cheer, good will towards men, eggnog, and presents. But if you’re a real estate investor, it can also be the slowest and most boring time of the year for your business.

Often I may get a couple good weeks out of the beginning of December to wrap up some things, but after the middle of the month, you may as well forget it until the first of the new year. After the 15th or 20th, many of your sellers, and investors don’t want to do anything except get ready for the Holidays. When it comes to Attorney’s and Title Companies? You might as well forget them too. Most will be taking off for the entire Holidays, often being out until the beginning week in January. So the Holiday season can pretty much bring your real estate investing business to a complete stand still.

After the first of the year, things tend to really kick into gear. Everyone is back from the Holiday vacations, rested and re-energized. Many people’s New Year’s Resolution is to make more money, so investors are anxious to get back into things and get their money working for them.

So if you are already an investor, or looking to get into things, keep in mind that December can be one of your slowest months of the year, but come January, get ready to rock and roll back into things, and start creating another fortune for the New Year.

Happy Investing!

Todd

First Podcast up and running!

Well, after a lot of learning on my part, the first in the series of “The Millionaire Coaching Podcast” is up and running on iTunes. It was a long time coming, as when I started this I knew absolutely nothing about podcasting. I picked up countless books, talked to many people at length, attended workshops, researched and selected the right equipment. It was a lot of learning in a short period of time. Finally, here we are.

Now, granted, it is not perfect - especially since I can be such a perfectionist sometimes ;-) So I hope you will all bear with me as I learn and get better with this new media.

In the upcoming episodes in this series, I will be sharing tips and ideas to help the beginning investor get started, as well as information that will greatly benefit those that are already in this business to take their careers to the next level. I do hope you find it useful, and please feel free to provide feedback about things you would like to know, and see addressed in upcoming episodes.

Here’s to a long journey.

Happy Investing!

Todd

Where do you find Money Investors?

That is the question most often asked me by new real estate investors - where do you find the money?

One of the most challenging aspects of being a real estate investor, is finding the money to fund your deals. But finding the money people is not as difficult as you might think.

Many people get into real estate investing, and they have the image of a money investor being some highly educated, fancy schmancy, suit wearing dictator that is put on this earth solely for the purpose of making you feel lower than dirt, and destroying your dreams of becoming a real estate investor by laughing at you as they are rejecting you for a loan. But you don’t have to look to formal lenders in order to find the money for your deals. In fact, most money investors, are where you would least expect to find them. Like for me, today!

I had this new guy come to my house to do some “handyman” type repairs. Well, he’s here, doing a great job, and I tell him that I buy and fix up houses and may want to have him do some work for me in the future. He said “great!”, and then proceeded to tell me that what he really wants to do, is what I do, and buy a house and fix it up. He says, “I could make more on one house than I do at this job.” Now, I am not saying much (you learn more by shutting up and just listening sometimes), and he then says, “Yeah, I want to do a house this year yet - I just got approved for a $100,000 equity line of credit on my house, and want to use the money to fix something up. But I am so busy, I don’t have much time to work on anything.”

Are you thinking what I’m thinking?????

To make a long story short, I always have a need for more investor capital, so we are going to be doing some deals together and splitting the profits. Cha-ching!!!

Now here was this guy, just came to my house to do some work ... typical handyman type, dirty from working, rough callused hands ... and the guy has a hundred grand investment capital to work with. Who’d a thunk it?

I start the day just needing some work done around the house, and I end it with picking up another $100,000 investor. Not bad for a day’s work.

Just goes to show, you can never tell where your money people are going to turn up from. Most, are just average every day people wanting to make more money. That’s why you need to talk it up, and tell everyone you know that you are a real estate investor when you get started in this business.

Happy Investing!

Todd

Changes in the U.S. Real Estate Market.

Last year in the U.S. Real Estate Market, it was all about rising prices in a booming market. Fortunes were made, and many thought the party would never end.

Now, of course, everyone is singing a different tune. With the bottom of the real estate market falling out, people are running for cover, getting out of investments in real estate, and some are praying their houses will sell. All you hear about in the media is how bad the real estate market is.

Mistakenly, many people take that as a sign to stay out of the market, but nothing could be farther from the truth. You have to understand, when you hear in the media that the real estate market is “bad”, what that means is, that if you are a homeowner and you want to sell your house and get top dollar for it, then the market is “bad”! What many people don’t realize, is that when the market is bad, that means that typical houses in a typical market are difficult to sell and it becomes a “buyer’s market”.

So, we, as investors, are “buyer’s”. Therefore, this is “our” market. Anytime the market is “bad” according to the media, then it is “good” for us. It’s not that homes will not sell in a bad market, it’s that they won’t sell to the regular pool of buyers for top dollar. This is the market where we can go out and pick up deals at a very reduced price, sometimes simply for loan value owed, just to relieve the seller of the debt. And since we are buying so much below value, we can sell the house below value and still sell it quickly and make a nice profit.

It’s like in the stock market, buy low, sell high. What better time to buy low, than in a “bad” market. Now is the time to get into real estate investing, not when prices are sky high and houses are selling quickly for top dollar.

There are more millionaires made during the so-called “bad times” in real estate investing, then in all the good times combined.

Happy Investing!

Todd

Closings! Closings! Closings!

They say real estate investing is all about Location! Location! Location!, but the bottom line is, and what gets you paid, is, Closings! Closing! Closings!

I had another closing last week, on a small house with a nice profit. Even with the market in Arizona having slowed to a snails crawl, I still take care of business. I’m not limited to just my city, I work in other states as well. That is where my closing last week came from.

Deals aren’t just in your own backyard. Diversify! Think different!

Happy Investing!

Todd